Tuesday, December 31, 2019

Writing Process Analyzing Your Audience - 1356 Words

The Writing Process The first thing to do in the writing process is to select a topic and do research on that topic. Once you’ve selected a topic and have done enough research to tentatively commit yourself, you can then go into the four phases of the writing process; I. Prewriting: Analyzing your audience, determining your purpose in writing, limiting the scope of what you will cover, and generating potential content. II. Drafting: Making a case and structuring your evidence for that case. III. Revising: Putting yourself in the place of the reader, rethinking your approach, and making changes that will improve your case. IV. Polishing: Editing and proofreading to eliminate errors and improve the coherence and the readability of your†¦show more content†¦Annotating a text with your thoughts about the authors arguments or summaries in your own words will help you understand the text, and may be useful if you need to return to it later. ( University of Sussex, 2016)1 Many students find that marking their study texts with highlighter pens or annotating them by writing in the margins helps them to concentrate, and it enhances their understanding. Just deciding what to highlight, underline or annotate encourages you to think critically and formulate your own response to the text. To use this technique, first read quickly through the text to get an overview of what it s about. Then read it more closely, pausing at the end of each paragraph to identify the main points. In the page margins you might like to add brief comments and queries as annotations. Then you decide what you want to highlight or underline to help you to recognize key points and their significance. You may decide to emphasize †¢ A sentence or word that sums up an important idea †¢ Quotations †¢ Statistics †¢ Specialized terms †¢ Important or useful data †¢ Examples or links to other ideas. You could use different colored pens to mark different kinds of information, but be careful not to highlight so much that it becomes distracting. This technique is not a replacement for making your own notes, but may form the first stage in creating diagrammatic notes (such as mind maps) as well as preparing for essays. (The

Monday, December 23, 2019

Outline Of A Business Plan - 1617 Words

Appendices Appendix A†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..Page 8 Appendix B†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..Page 9 Appendix C†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..Page 10 Appendix D†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..Page 11 Appendix E†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..Page 12 Appendix F†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..Page 13 1. Executive Summary The purpose of this business plan is to delineate my business idea and transfigure it into a successful and distinguished scrapbooking company. After searching the internet and social media, I have not come across a reputable company that will offer the same services as Happy Scrappy. Most companies will create photo books or send readymade scrap books in which customers will have to add in photos themselves. Although these companies sound similar Happy Scrappy allows customers to candidly create the scrapbook from start to finish. After comprehensive research in to the scrapbooking market, I have discovered a gap which can be undoubtedly accommodated for by Happy Scrappy. We specialise in a variety of uniquely hand crafted scrapbooks which are personalised by the customer using their own photos, and themes or colours. The business will have a range of suggested template designs however, the customer will have the ability to change or create a whole new design using the interactive website. 2. Company Description Happy Scrappy is a Handmade Personalised Scrapbook company. We will operate through an interactive website which will be one of the fundamental functions of the businessShow MoreRelatedAn Outline Of A Business Plan Essay2049 Words   |  9 PagesThat is a business plan? A business plan is a road map for a team or business and it can be used, as an eternal tool for potential customers and partners. The business plan should describe in details the entire business venture, technology behind it, the size of the target market, customers, competition, business model, team, financial needs and exit strategy. 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Sunday, December 15, 2019

Does Hong Kong Recovered from the Subprime Crisis Free Essays

Background In 2007, the soaring mortgage delinquencies and foreclosures in the United States triggered the sub-prime crisis and soon spread over the world. In this report, major causes of the sub-prime crisis and its impacts on Hong Kong’s economy will be examined. Different measures made by regulators and financial institutions to tackle this crisis will be discussed also. We will write a custom essay sample on Does Hong Kong Recovered from the Subprime Crisis or any similar topic only for you Order Now Lastly, evidence about the recovery of Hong Kong will be provided. The sub-prime crisis In 2007, the collapse of subprime mortgage-backed securities (MBSs) brought to a huge loss among mortgage lenders. Many large financial firms including New Centaury Financial Corporation and Lehman Brothers Holdings Incorporation declared bankruptcy, which resulted in a downturn in the global financial market and a series of chain reactions spreading over the world afterwards. Impact of the sub-prime crisis on the Hong Kong financial institutions After the outbreak of the subprime crisis, the Hong Kong financial market shrank along with the global economic recession. The stock market in Hong Kong declined from recorded high of 31,000 in October 2007 to 20,700 in March 2008 (Diagram 1) as investors losses their confidence and withdrew money from the market. Moreover, many banks wrote down huge amount of money for numerous sub-prime related securities. For example, HSBC wrote off US$17. 284 billion for potential losses in MBS or MBS related investments (HSBC 2008). Bank of China (Hong Kong) also wrote down HK$550m subprime-linked assets (Liu 2008). Lastly, there was a credit crunch due to the uncertainty about the amount of MBS related assets held by banks and insurance companies. As a result, many financial institutions reduced loans to each other and increased the interest rate because of high credit risk. Many new companies and corporations were unable to obtain fund to further develop and improve liquidity. Measures undertaken by the regulators and financial institutions In order to strengthen the confidence of the citizens and stabilize the banking system, the Hong Kong Deposit Protection Board strengthened and amended the Deposit Protection Scheme Bill in 2011. The 100 % deposit protection scheme of HK $100,000 was first launched in 2008. The amount of protection was increased to HK$500,000 in 2011. Besides, the Hong Kong Monetary Authority has made certain measures to deal with the problem. Firstly, HKMA announced a temporary policy which allowed licensed banks to access to liquidity assistance through the Discount Window with US dollar assets and extended the duration of liquidity assistance up to three months on 30th September 2008. These measures helped to improve liquidity within the banking system and further ease pressures in the interbank market (HKMA, 2008). The Hong Kong Interbank Overnight Offered Rates dropped from 3% to 0. 3% in a few weeks time after the announcement of these measures (HKMA, 2010). Secondly, the HKMA implemented a macro stress testing of the banking sector’s vulnerability to shocks such as the sub-prime crisis. Meanwhile, HKMA used the macroeconomic credit risk models to improve the stress testing of banks’ residential mortgage loans and other loan portfolios (Carse, 2008). The objective of this testing is to help HKMA monitor the banking sector and avoid problems similar to sub-prime crisis from happening in Hong Kong. Financial institutions wrote off large amount of money and tried to raise money in the market to improve their liquidity. In 2009, HSBC announced a USD$17. 7 billion rights issue. Shareholders were offered five new ordinary shares for every 12 existing shares at a price of HK$28 per new share (HSBC, 2009). This helped HSBC to restore its capital-debt ratio and allowed it to go over bad times without government assistance. Has Hong Kong economy fully recovered? According to the statistic in 2011, the real GDP growth rate was restored to 5% from -2. % in 2009. And the unemployment rate was dropped to pre-crisis level, it decreased from 5. 4% in January 2009 to 3% in December 2011 (Hong Kong Census and Statistics Department , 2012). The supply of money is in an increasing trend as well. Both M3 and domestic credit were having a 10% increase in 2010, compared with a decrease in 2008 and 2009. And the inter-bank offered rate dropped to a very low level of 0. 09% (Hong Kong Census and Stat istics Department , 2012). These figures show that Hong Kong economy has restored gradually to pre-crisis level. However, there are certain hidden problems. Firstly, regulators worry about the inflation problem in Hong Kong after the injection of trillions of funds into the market from the Federal Reserve. Since HK dollar is linked with US dollar, the large increase in money supply in U. S dollar will in turn accelerate the inflation in Hong Kong. Secondly, the case of Lehman Brothers Mini Bond has shown that current regulations on financial products are not sufficient, small individual investors can be misled easily. Further regulations and monitoring on financial products is necessary. Lastly, after the â€Å"lesson† of subprime crisis, many people lost their belief in financial investment which as a result restricted the development of financial market in Hong Kong. To conclude, the subprime does not only cause many adverse consequences to the global financial market including Hong Kong, but also brings some hidden problems. The cooperation between government and financial institutions is vital to help Hong Kong economy recover from the sub-prime crisis. How to cite Does Hong Kong Recovered from the Subprime Crisis, Essay examples

Saturday, December 7, 2019

Art A Brief History Essay Example For Students

Art A Brief History Essay French Realism was predominately a result of great political and social disruption. We can date back to 1848 as the principal time of Realism. The revolution in France led many artists to explore the idea of presenting experiences of the life that was around them. This included many paintings of poor and average people, who were not the average subject of previous artists. Realism and Naturalism was an idea of expressing the actual world around them. This was quickly embraced by other countries including the United States and Russia. Realism was opposed to the earlier notions of Romanticism and Neoclassicism and was supported by the view and belief of scientific methods. By the mid 1860s, Edouard Manet became the unofficial leader of a group of artists which would take the French Realists tradition to a new level. These artists known as Impressionists began to paint outdoor images such as country sides, and such in an effort to record the effects of light and environment. This is the period in which nature and the reality of its colors became dominant. In my opinion, the notion of reality changes from an actual view of what is seen (Realism) towards an image which contains the artists feelings and emotions (Impressionism). Impressionism seems to pull you into the scene, to make you feel as if you are looking in instead of at the image. Post-Impressionism was on extension of Impressionism but differed in such as to utilize more geometric shapes, distort form for expressive effect and use unnatural colors. Most of the Post-Impressionism artists were actually from the Impressionist period. These artists abandoned their art form in order to create a more personal art. I feel that these artists were trying to find new ways to express themselves without being restricted of the previous styles ahead of them. I think that during this time of artistic evolution, many great strides were made in order to show ones inner self through artistic expression. The artist which most impresses me is E`douard Manet. He has spectacular paintings but aside from that, there were many controversial issues about him. His paintings seem to not just tell a story or give a little information but rather lure one in to explore what was seen to what was being felt. There seem to be a deeper more self exploring factor within his work. I believe he was the one who led the Impressionism ways and start creating art differently.